Texas Renters Insurance - Sugar Land, TX Area
We offer inexpensive Texas renters insurance policy
rates that have flexibility to meet your individual needs
and above all, provide you with the security that comes
only from the knowledge that your home is safe. If you
live in an apartment or a rented house, a Texas renters
insurance policy covers you and your possessions. A
standard Texas renters insurance policy protects your
personal property in many cases of theft or damage,
and may pay for temporary living expenses if your rental
is damaged so seriously you can't live in it. It can also
protect you from personal liability.
The standard Texas renters insurance policy covers
the actual cash value of personal property. Payments
are based on the replacement cost of the property
minus a deduction for physical depreciation and
obsolescence. If you add replacement cost coverage
(for an additional premium), the insurance company will
pay one of the two amounts below, whichever is lower?
A Texas renters insurance policy is a popular form of personal insurance
and usually contains four sections: C, D, E, and F:

A Texas renters insurance policy covers "named perils" listed on your policy
and usually include the following:
Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet,
Accidental discharge or overflow of water or steam, Sudden and accidental
tearing apart, cracking, burning, or bulging, Freezing, Sudden and
accidental damage from artificially generated electrical current , Volcanic
eruptions (doesn't include earthquake or tremors)
Click on the link below to fill out a secure quote request form for an
inexpensive Texas Renters Insurance policy that will provide excellent
insurance coverage at an affordable cost. Or you can speak with one of
our Texas Renters Insurance agent specialists toll free at (800) 747-6140
to discuss the insurance policy features in more detail.
We are a Sugar Land, TX insurance agency offering inexpensive Texas
renters insurance policy premiums in the following towns, cities and counties
in southeast Texas: Meadows, Town West, Four Corners, Crabb, Booth,
Thompsons, Fresno, Manvel, Pleak, Kendleton, Eagle Lake, Sandy Point,
Beasley, Rosenberg, Richmond, Orchard, Fulshear, Juliff, Arcola, Needville,
Frydek, Rosharon, Bonney, East Bernard, Lissie, Elm Grove, Spanish Camp,
Wharton, Guy, Bellville, Wallis, Pasadena, Deer Park, Houston, Pearland,
Galena Park, Jacinto City, La Porte, Bellaire, West University Place,
Cloverleaf, Beaumont Place, Spring Valley, South Houston, Iowa Colony,
Hilshire Village, Humble, Houmont Park, Friendswood, League City, Alvin,
Mission Bend, Stafford, Missouri City, Texas City, Webster, Dickinson,
Baytown, Channelview, Highlands, Seabrook, Bacliff, La Marque, Jersey
Village, Lake Jackson, Surfside Beach, Algoa, Santa Fe, Barker, Katy, Sealy,
Dayton, Angleton, Freeport, Bammel, Kohrville, Bay City, Brenham, Addicks,
Brookshire, San Felipe, Hockley, Waller, Prairie View, New Caney, Beach
City, Nassau Bay, North Houston, Hempstead, Tomball, The Woodlands,
Burr, Iago, Boling, Peters, Cat Spring, Burleigh, Waller County, Wharton
County, Brazoria County, Harris County, and Fort Bend County, TX. We can
also offer affordable Texas homeowners insurance policy premiums
throughout the Lone Star state, including in Beaumont, Austin, Waco, Fort
Worth, Dallas, and San Antonio, TX.

1. The cost to replace the property with a similar type and quality of
property without a deduction for depreciation.
2. The full cost to repair at the time of the loss.
Coverage C - protects your personal property, (e.g. furniture, CDs, stereo
and clothes). You choose a dollar amount limit (what you think your
possessions are worth) when you purchase a Texas renters insurance policy.
Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your
personal property limit.
Coverage E - covers your personal liability claims and suits for bodily injury
or property damage. You choose this limit when you purchase the Texas
renters insurance policy.
Coverage F - pays for medical expenses for minor injuries to others even if
you were not at fault. The policy normally includes limits of $1,000 per
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
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Texans Insurance
& Financial Group
101 Southwestern Blvd.
Suite 230
Sugar Land, Texas 77478
Fort Bend County, TX
Office: (281) 277-7800
Toll Free: (800) 747-6140
Fax: (281) 277-7801

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